Cross-Border Payment API Documentation
Integrate Numero's payment APIs to build applications for local transfers, international payments, virtual accounts, and USD virtual cards. Complete financial infrastructure for developers.
Payment API Endpoints & Capabilities
Complete payment API infrastructure for building local and international financial applications
Local Payment API
Build NGN payment applications with our local transfer API. Process single and bulk transfers within Nigeria with instant settlements and real-time tracking.
Cross-Border Payment API
Integrate international money transfer functionality. Send money from Nigeria to multiple countries with competitive exchange rates and same-day processing.
Virtual Account API
Create and manage virtual accounts for customers and businesses. Handle customer onboarding, payment routing, and settlement automation.
USD Virtual Card API
Issue and manage USD prepaid virtual cards for business expenses and international spending with comprehensive card management.
Developer Experience & Integration Tools
Professional-grade payment APIs with comprehensive documentation and developer tools
RESTful API Design
Clean, intuitive REST APIs with comprehensive documentation, Postman collections, and developer tools for seamless integration.
Developer Documentation
Complete Postman collection with all API endpoints, request examples, response schemas, and testing environments.
Security & Compliance
Bank-grade security with comprehensive encryption, authentication, and audit trails for enterprise applications.
Webhook Integration
Real-time notifications for all financial events with secure delivery and retry mechanisms for reliable integrations.
What You Can Build with Our Payment APIs
Real-world applications and use cases that developers are building with Numero's payment infrastructure
Payment Processing Applications
Build payment applications for businesses, bulk transfer systems, and comprehensive financial management tools using our local and international APIs.
Virtual Account Platforms
Create virtual account management systems for customer onboarding, vendor management, and payment routing across multiple currencies.
Cross-Border Payment Solutions
Develop international payment applications, multi-currency wallets, and cross-border business payment platforms.
Financial Management Tools
Build expense management systems, financial dashboards, and comprehensive business financial platforms with our complete API suite.
Payment API Integration Examples
Clean, production-ready code examples for integrating with our payment APIs
Local Transfer API
Node.jsconst numero = new Numero({
apiKey: process.env.NUMERO_API_KEY
});
const transfer = await numero.transfers.create({
amount: 1000,
currency: 'NGN',
recipientAccount: 'recipient_account',
description: 'Local business payment'
});
console.log('Transfer initiated:', transfer.id);Virtual Account API
Pythonfrom numero import Numero
numero = Numero(api_key=os.getenv('NUMERO_API_KEY'))
account = numero.accounts.create({
customer_id: 'cust_123',
account_type: 'business',
currency: 'NGN'
})
print(f'Account created: {account.id}')International Transfer API
PHP<?php
use NumeroNumero;
$numero = new Numero($_ENV['NUMERO_API_KEY']);
$transfer = $numero->transfers->create([
'amount' => 1000,
'currency' => 'USD',
'recipientCountry' => 'US'
]);
echo "Transfer initiated: " . $transfer->id;Start Building with Our Payment APIs
Join developers building innovative payment applications with Numero's complete financial infrastructure.
Why Developers Choose Numero
Fast Integration
Get up and running in minutes, not days
Complete APIs
Local and international payment solutions
Enterprise Security
Bank-grade security and compliance