Regulatory Compliance & Standards

Numero is committed to maintaining the highest standards of regulatory compliance and operational excellence in accordance with Nigerian financial regulations and international best practices.

Our Approach: Comprehensive compliance framework designed to meet regulatory requirements and industry standards

Regulatory Frameworks & Requirements

Our compliance framework addresses all relevant Nigerian regulatory requirements and international standards

Central Bank of Nigeria (CBN)

Compliance Framework

Primary regulator for financial services and international money transfers

  • International Money Transfer Operator (IMTO) requirements
  • Anti-Money Laundering (AML) regulations
  • Know Your Customer (KYC) requirements
  • Foreign Exchange (FX) regulations
  • Payment system oversight requirements

Lagos State Ministry of Commerce

Compliance Framework

Local business registration and operational requirements

  • Business registration and licensing
  • Local tax compliance
  • Business operations regulations
  • Consumer protection standards

Nigerian Financial Intelligence Unit (NFIU)

Compliance Framework

Financial crime prevention and reporting requirements

  • Suspicious transaction reporting
  • Cash transaction monitoring
  • Financial crime prevention
  • Regulatory reporting requirements

National Information Technology Development Agency (NITDA)

Compliance Framework

Data protection and technology standards

  • Nigerian Data Protection Regulation (NDPR)
  • Data security standards
  • Technology compliance
  • Digital service regulations

Core Compliance Areas

Our comprehensive compliance framework covers all critical areas required for financial services operations

Anti-Money Laundering (AML)

Comprehensive AML framework to prevent financial crime

  • Customer due diligence and verification
  • Transaction monitoring and screening
  • Suspicious activity reporting
  • Risk-based approach to compliance
  • Regular AML training and updates

Know Your Customer (KYC)

Robust customer identification and verification processes

  • Multi-factor identity verification
  • Document authentication and validation
  • Risk-based customer categorization
  • Ongoing customer monitoring
  • Enhanced due diligence for high-risk customers

Data Protection & Privacy

Compliance with Nigerian and international data protection standards

  • NDPR compliance framework
  • Data minimization and purpose limitation
  • Secure data storage and transmission
  • Data subject rights management
  • Regular privacy impact assessments

Financial Crime Prevention

Advanced systems to detect and prevent financial crimes

  • Real-time transaction monitoring
  • Fraud detection algorithms
  • Sanctions screening
  • PEP (Politically Exposed Person) screening
  • Cross-border transaction monitoring

Our Compliance Process

A systematic approach to maintaining regulatory compliance and operational excellence

01

Risk Assessment

Comprehensive risk assessment of all business operations, products, and customer relationships

02

Policy Development

Development and implementation of compliance policies and procedures aligned with regulatory requirements

03

Training & Awareness

Regular training for all staff on compliance requirements, regulatory updates, and best practices

04

Monitoring & Testing

Continuous monitoring of compliance effectiveness and regular testing of control systems

05

Reporting & Documentation

Comprehensive documentation and reporting to regulatory authorities as required

06

Continuous Improvement

Regular review and enhancement of compliance framework based on regulatory changes and lessons learned

International Standards & Best Practices

Our compliance framework incorporates international best practices while focusing on Nigerian regulatory requirements

Nigerian Operations

  • Compliance with Nigerian financial regulations
  • Regulatory framework alignment
  • Local regulatory partnerships

Future Expansion

  • International compliance framework development
  • Cross-border regulatory partnerships
  • Multi-jurisdictional compliance expertise

Our Compliance Commitment

We are committed to maintaining the highest standards of regulatory compliance and operational excellence. Our compliance framework is continuously reviewed and enhanced to meet evolving regulatory requirements.

Continuous Improvement

We regularly review and update our compliance framework based on regulatory changes, industry developments, and lessons learned from our operations. Our commitment to compliance is fundamental to our business operations and customer trust.

Questions About Compliance?

If you have questions about our compliance framework or regulatory approach, please contact our compliance team.